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Prepaid cell phones, also known as no-contract or pay-as-you-go phones, offer you monthly service without a contract, so you can decide the amount of your talk time, data, and text you want on a monthly basis. This also allows flexibility; you can skip one month and renew it the next if you are low on money or simply don’t need services. There are multiple methods to pay for prepaid cell phone services, which allows even those without bank accounts to still have service.